Insurance Discounts

A Bundle of Savings

You can certainly bundle and save with NJM.‡ But you can also enjoy discounts for being a good student, driving a car with anti-theft features, installing smoke alarms or a generator in your home, and even having more than one car. Take a look at the savings we offer in each category.

Auto Insurance Discounts

Drivers could save on their insurance with options like the Multi-Car or Good Student Discount.

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Homeowners Insurance Discounts

We offer homeowners and condo insurance discounts for keeping your home safe.

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Renters Insurance Discounts

If your rental unit has safety features or you pay electronically, you could save on your renters insurance.

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Bundle Discounts

Save when you have both NJM Auto and NJM Homeowners, Condo, or Renters Insurance.

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‡ This discount does not apply on Basic Personal Auto policies.

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.