Help from Our People

Yes, we’re an insurance company. But we’re also husbands, wives, parents, and people who just got married or bought their first car or home. These are the moments that will affect your insurance choices even if you don’t become an NJM customer. Use this section to get advice and tips when life events could affect your coverage; see answers to questions about applying; learn how to prep for a bad storm.

Life Events

Getting married? Buying a home? Review how your insurance needs may change after major life events.

Safety Center

Our safety professionals provide tips to protect your car, home, and family as the seasons change.

Frequently Asked Questions

You have questions? We have answers! Read responses to frequently asked questions about insurance, claims, payments, and more.

NJM Blog

Explore entertaining and informative articles on topics ranging from home and business safety to travel tips.

Ask NJM

Gain a deeper understanding of personal insurance terms and coverages.

Loss Prevention

Since 1913, NJM Insurance has offered commercial lines insurance with a focus on safety. See what resources we provide to policyholders.

Small Business Solutions

Learn what kinds of coverage small businesses need and how commercial insurance products work.