Business Insurance

The Total Insurance Solution for Businesses

NJM has been helping companies keep their vehicles on the road, employees on the job, and projects on track for more than 100 years. With NJM Workers’ Compensation, Commercial Auto, ProPack Commercial Package Policy, ProEdge Businessowners Policy, and Commercial Excess and Umbrella insurance, you can feel confident in your business’s coverage.

NJM’s longstanding mission is to operate for the sole benefit of our policyholders. Read our Value Proposition to learn more about our promise to business insurance policyholders.

NJM Business Insurance is available in Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania.

Find an Agent

Workers’ Compensation

NJM has offered workers' compensation insurance since 1913, with a focus on safety and cost savings.

Learn More

Commercial Auto

Protect your vehicles and drivers with a commercial auto policy that meets your needs.

Learn More

ProPack Commercial Package Policy

NJM ProPack is designed to give your business a competitive edge by bundling coverages that meet the needs of mid-sized to large businesses.

Learn More

ProEdge Businessowners Policy

Round out your coverage with a NJM ProEdge, a businessowners policy that combines property, liability, and industry-specific coverages for small businesses.

Learn More

Commercial Excess and Umbrella

Commercial excess and umbrella insurance can provide the extra layer of coverage your business needs when the unexpected strikes.

Learn More

All applications for insurance are subject to underwriting guidelines and approval. Coverage and discounts are subject to policy terms, exclusions and effective dates; limits and deductibles apply. Coverage is not available in all states. Insurance underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.