NJM Direct Connect

The Total Insurance Solution for Your Business

NJM has provided workers' compensation and commercial auto insurance for more than a century. Our two newest products, ProEdge Businessowners Policy (BOP) and the ProPack Commercial Package Policy (CPP), enable us to be the total insurance solution for businesses of all sizes.

Last year, we began offering ProEdge, a package policy for small businesses. ProPack, a package policy for mid- to large-sized businesses, launched earlier this year. Both policies provide protection for common property and liability risks that commercial business owners face. Businesses can save time and money by bundling multiple coverages under one insurance policy.

ProPack and ProEdge policyholders in need of additional liability protection are eligible to apply for NJM's Commercial Excess and Umbrella policy.

NJM has also expanded geographically. Our suite of commercial insurance products is available to businesses in Delaware, Maryland, New Jersey, and Pennsylvania. Workers' compensation and commercial auto policies are available to businesses in Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania.

Learn More About ProEdge

Learn More About ProPack

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.