NOTE: Turning cookies on makes it easier for you to browse our website. We use cookies to improve the quality of our services and enhance the user experience. Check out our Privacy Policy for more information regarding cookies.
NJM SafeDrive is a voluntary program that encourages safer driving and offers a discount on your car insurance if you choose to participate. A smartphone app is used to measure driving behaviors and provide feedback to you and information to NJM regarding your acceleration, braking, cornering, distracted driving, and speed. The app measures the following data points:
Acceleration — sharp increases in speed
Braking — hard braking occurrences
Cornering — the angle and speed of a turn
Distracted Driving — handling or interaction with the smartphone while the vehicle is in operation
Speed — measured and compared to the posted speed limit
The app is compatible with most iPhones and Android smartphones. Your device is eligible if you are able to download the NJM SafeDrive app from Google Play or the App Store. Tablets, smartwatches, and Windows smartphones are currently not supported.
To enroll, select the NJM SafeDrive option when purchasing your policy. Each driver who enrolls will receive an email with instructions for downloading and setting up the app. Any covered driver who has a compatible smartphone can participate.
No, NJM will not sell your information to third parties. The data collected by the smartphone app is owned by NJM and may be used to analyze participants' driving behavior.
We will not use NJM SafeDrive data for claims purposes without your consent. However, we will release the data if legally required to do so. See the NJM Privacy Policy for more information.
