How much can you save?
Save Even More with NJM Discounts
Auto and Home Bundle
Bundle your NJM Auto Insurance with your NJM Homeowners, Condo, or Renters policy and save.‡
Multi-Car Discount
If two or more vehicles are insured under the same policy, a multi-car discount is applied to each one.
Good Student Discount
If you're a high school or college student who's made the honor roll or Dean's List, or has at least a 3.0 GPA or B average, you may qualify for a discount.
You’re going to love NJM.
Here’s what our customers say:
Dividends
New Jersey policyholders are eligible to receive dividends,∥ which reduce the overall cost of auto and home insurance.
Dividends amount to a percentage of the premium you paid on your prior year’s policy. New Jersey policyholders with NJM Auto, Homeowners, Condo, or Renters Insurance receive a dividend that is applied as a credit to the policy premium when the policy renews the following year.
New Jersey policyholders with NJM Auto Insurance may also receive a second dividend, known as a “special dividend,” which comes in the form of a check.
Award-Winning Customer Satisfaction
#1 for Auto Insurance Claims Customer Satisfaction!
AND MOST TRUSTED
Plus, NJM Insurance has been certified by J.D. Power for providing personal lines customers with “An Outstanding Auto Claims Experience”, seven years in a row.
In an industry that relies on customer satisfaction, we pride ourselves on being committed to our customers. Get your Connecticut, Maryland, New Jersey, Ohio, or Pennsylvania auto insurance quote today and learn what sets us apart.
Have Confidence in Your Coverage
Service
Be confident in your coverage with hassle-free claim reporting.
Reputation
We've been exceeding our customers' expectations for over 100 years.
* Figure reflects average annual personal auto insurance premium savings on a countrywide basis for applicants who reported their prior premiums and switched to NJM between 6/1/23 and 5/31/24. Individual savings may vary.
‡ This discount does not apply on Basic Personal Auto policies.
║ With respect to dividend advertisements, NJM shares positive financial results with its policyholders in the form of dividends. For this reason, the payment of a dividend is not guaranteed. Dividends are not paid on all policy forms or in every state in which NJM operates.
† Percentage applies to average auto policy retention on a countrywide basis for policyholders who maintained both an NJM Auto and NJM HO policy (HO-3/HO-4/HO-5/HO-6) between 5/31/23 and 5/31/24.
Rated A+ (Superior) as of March 24, 2022. For the latest Best's Credit Rating, access www.ambest.com.
As of September 2023, NJM Insurance Group had 11,450 reviews and a TrustScore of 4.7/5.
J.D. Power 2024 Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit jdpower.com/awards.
All applications for insurance are subject to underwriting guidelines and approval. Coverage and discounts are subject to policy terms, exclusions and effective dates; limits and deductibles apply. Coverage is not available in all states. Insurance underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.