Save on average +$800 on your auto insurance.*

How much can you save?
No Jingles or Mascots. Just Great Insurance.

Save Even More with NJM Discounts

Home and Auto Bundle Icon
Auto and Home Bundle

Bundle your NJM Auto Insurance with your NJM Homeowners, Condo, or Renters policy and save.

Multi-Car Discount
Multi-Car Discount

If two or more vehicles are insured under the same policy, a multi-car discount is applied to each one.

Good Student Discount
Good Student Discount

If you're a high school or college student who's made the honor roll or Dean's List, or has at least a 3.0 GPA or B average, you may qualify for a discount.

J.D. Power Auto Claims Certification badge
NJM Insurance has been certified by J.D. Power for providing personal lines customers with “An Outstanding Auto Claims Experience”, seven years in a row.

In an industry that relies on customer satisfaction, we pride ourselves on being committed to our customers. Get a quote today and learn what sets us apart.

You’re going to love NJM.

Here’s what our customers say:


Have Confidence in Your Coverage

Peace of Mind Reporting
Service

Be confident in your coverage with hassle-free claim reporting.

Dependability
Dependability

AM Best Company rates NJM "A+" (Superior) for financial strength.

Reputation
Reputation

We've been exceeding our customers' expectations for over 100 years.

* Figure reflects average annual personal auto insurance premium savings on a countrywide basis for applicants who reported their prior premiums and switched to NJM between 6/1/23 and 5/31/24. Individual savings may vary.

‡ This discount does not apply on Basic Personal Auto policies.

† Percentage applies to average auto policy retention on a countrywide basis for policyholders who maintained both an NJM Auto and NJM HO policy (HO-3/HO-4/HO-5/HO-6) between 5/31/23 and 5/31/24.

J.D. Power 2024 Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit jdpower.com/awards.

All applications for insurance are subject to underwriting guidelines and approval. Coverage and discounts are subject to policy terms, exclusions and effective dates; limits and deductibles apply. Coverage is not available in all states. Insurance underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.